Mortgage Solutions

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Today's best deals

Below are our current best deals, however, to find the best deal for your needs and circumstances, please call one of our advisers today. We can search 1,000s of mortgages from over 80 lenders.

Your home may be repossessed if you do not keep up repayments on your mortgage. A fee may be charged for mortgage advice. A typical example is £500. The precise amount will depend on your circumstances.

Remortgage

Initial rate:

2.24%

Tracker variable rate (1.74% above Bank of England base rate) until 30/11/2012.

Subsequent rate:

4.79%

lender's standard variable rate

The overall cost for comparison is:

4.70% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid before 30/11/2012.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £145).
Arrangement fee: 2% of the mortgage amount (non-refundable)
The maximum Loan to Value is 70%

Home mover

Initial rate:

2.19%

Tracker variable rate (1.69% above Bank of England base rate) for 2 years.

Subsequent rate:

4.24%

Tracker variable rate (3.74% above Bank of England base rate).

The overall cost for comparison is:

4.20% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 2% of the outstanding loan if the mortgage is repaid within 2 years after the mortgage completes.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £295).
Arrangement fee: 2% of the mortgage amount (non-refundable)
The maximum Loan to Value is 70%

First time buyer

Initial rate:

4.89%

Tracker variable rate (4.39% above the Bank of England base rate) for 2 years, which will not go below the floor of 4.70%.

Subsequent rate:

4.95%

Tracker variable rate (4.45% above the Bank of England base rate)

The overall cost for comparison is:

5.20% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid within 2 years.

Arrangement fee: £995(non-refundable)
The maximum Loan to Value is 90% of the value of the property or purchase price, whichever is lower.

Buy to let remortgage

Initial rate:

3.84%

Tracker variable rate (3.34% above Bank of England base rate) until 30/11/2011.

Subsequent rate:

4.99%

Lender variable rate.

The overall cost for comparison is:

5.40% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid within 1 year after the mortgage completes.
Arrangement fee: 3% of the mortgage amount (non-refundable)
The maximum Loan to Value is 75% of the value of the property or purchase price, whichever is lower.
Rental income must cover 125% of payrate.

Buy to let purchase

Initial rate:

3.84%

Tracker variable rate (3.34% above Bank of England base rate) until 30/11/2011

Subsequent rate:

4.99%

Lender's variable rate.

The overall cost for comparison is:

5.40% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid before 30/11/2011
Arrangement fee: 3% of the mortgage amount (non-refundable)
The maximum Loan to Value is 75% of the value of the property or purchase price, whichever is lower.
Rental income must cover 125% of payrate.